Debt Consolidation

Channel: Debt Consolidation

Debt Consolidation

August 10, 2006, 1:59 pm

I finally pulled my finger out to get my finances back in order. After 6 months off with dd, I racked up a huge credit card debt, and a couple of smaller debts floating around too, so I took out a...

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29.9% are they kidding? Imagine someone would have signed that out of desperation. That's somewhat reminiscent of loan sharking if you ask me.Bummer about your tax bill. Does that include your FTB top...

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Re: Debt Consolidation

August 11, 2006, 12:25 pm

Quote:Bummer about your tax bill. Does that include your FTB top up amounts?No I already spent that on council and water rates

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Re: Debt Consolidation

August 11, 2006, 12:29 pm

Yeah well that's GE for you.

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Re: Debt Consolidation

August 11, 2006, 1:10 pm

I've used GE for their interest free terms on big ticket items, but ALWAYS make sure it's paid off before the interest kicks in at that exorbitant rate! But obviously enough people don't to make it...

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Re: Debt Consolidation

August 11, 2006, 11:09 pm

So have I Clancy..But I have decided not to use them again for anything because you now get charged for paying extra (for a normal payment). So if you decide to pay extra one month it costs an extra...

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Re: Debt Consolidation

August 12, 2006, 1:04 am

Hey Moonchild, can't promise they will do it for you and your individual circumstances, but historically St George Bank, Comm Bank, ING (sometimes), BankWest, ANZ and Suncorp will at least look at PPS...

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Re: Debt Consolidation

August 12, 2006, 4:10 am

Or MC, just ring Coles Myer and tell them you are going to tranfer your debt to another card that has a lower introductory rate. They are likely to lower the rate to keep you as their customer.I...

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Re: Debt Consolidation

August 16, 2006, 2:20 pm

Thanks for the info Tanya as I have just qualified for an ANZ credit card at 0% of the blance for 6 months and a 7% interest rate. I remember applying for one before on my pps and was declined so...

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Re: Debt Consolidation

August 16, 2006, 11:21 pm

If GE can match 0% balance transfer and a 7% ongoing rate withut a catch I'll be enormously surprised - but check it out.Bear in mind if you run into trouble that GE have really serious (borderline...

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Re: Debt Consolidation

August 17, 2006, 12:02 am

I saw that ex employee from GE Money on Today Tonight the other night and she was giving them a roasting for their dodgy practises... She left as she had too many moral dilemmas with the way they did...

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